Tax planning is a breakdown of a financial plan or situation from a tax perspective. Tax efficiency is paramount when dealing with your tax planning.
Tax planning from a Financial Planner will differ from that from an accountant as we tend to view things from different perspectives and will also be looking at different areas. Ideally, we will work with your accountant to give you the best possible advice.
The tax rules and regulations are always subject to change, so to have a regular review is essential when keeping you and your family’s tax affairs in order. There are many tax allowances available for individuals to use. These allowances are not ‘clever’ or sophisticated schemes exploiting the rules or finding loopholes, but general allowances for everyday use, but often overlooked.
Within our Financial plans we will always work around your wishes and be as efficient as we can, utilising allowances as a standard practice.
There are investments that qualify for government relief as an incentive for investors to help smaller British companies. There is a higher level of risk involved for the investor, so not suitable for all, but for those with the risk tolerance and a certain level of wealth, the benefits can be substantial for both tax efficiency and capital growth.
We aim to implement and develop a strategy based on your finances and goals with your tax planning. This may involve lifetime gifts, Trusts or even a spending plan!
Giving you the best advice on a range of tax reliefs such as exemptions, gifts and timing of a disposal and entrepreneur’s relief.
Reviewing your personal financial affairs’ and identifying those that may have an impact on your income, capital gains tax and more.
We can provide advice on your investments and help to structure them efficiently.
As you would expect, the team at Aurea surpasses expectations in competence. You’ll be working with Certified Financial Planners and Chartered Wealth Managers.
Whilst you are not tied into a contract with us, our wish is to work with you throughout the different stages of your life, from the early stages of your family, through your work successes, to retirement and beyond.
We are deliberately a small company working with a select number of clients and their families. This means we get to know you and work with you as a member of the Aurea family.